Insurance & costs
Insurance, membership and payment
We check your benefits before your visit and put your share in writing. No insurance? Our membership covers your checkups for one monthly fee.
Insurance
Plans we’re in network with.
With these plans we are in network, so your share is usually lower. With any other PPO plan, we still file your claim for you.
Delta Dental PPO
In network
UPMC Dental Advantage
In network
United Concordia
In network
MetLife PDP
In network
Other PPO plans
Out of network, we file your claim
Pennsylvania Medical Assistance and CHIP
Patients under 21
Sample list
Last updated Nov 2026. Plans change, so call or text to confirm before your visit.
Check my insurance
Send us your plan and we’ll check your benefits before your visit. We reply during office hours, usually the same day.
No insurance
Ostrom membership, for patients without insurance.
One fee covers your checkups for the year, and bigger treatment costs less. You join at the front desk or by phone.
Adults
$29
a month
or $319 a year
Two exams and cleanings a year
Routine X-rays
One emergency exam a year
15% off fillings, crowns and more
Kids, ages 3 to 17
$19
a month
or $209 a year
Two exams and cleanings a year
Routine X-rays
One emergency exam a year
15% off fillings, crowns and more
Sample prices
This membership is not dental insurance and does not replace it. Cannot be combined with insurance. See plan terms.
Payment plans
Spread the cost of bigger treatment.
For crowns, implants and aligners, you can apply with our financing partner. You see the answer before you decide, and the lender sets the terms.
Financing partner (Sample provider)
Cards and accounts
Ways to pay at the desk.
HSA and FSA cards
Visa, Mastercard, American Express and Discover
Apple Pay and Google Pay
Cash and personal checks
Costs in writing
Your estimate, in writing, before we start.
We check your benefits with your plan
We write each treatment with its code and fee
You see what your plan pays and what you pay
Nothing is added without a new estimate
Good Faith Estimate
No insurance, or paying for your care yourself? Under federal law, you have the right to receive a Good Faith Estimate of the total expected cost of your care. Ask us for one when you book, or any time before your visit. If your bill is $400 or more above your Good Faith Estimate, you can dispute the bill. Learn more at cms.gov/nosurprises.
Compare
Which way to pay fits you?
Insurance
Best for
You have a PPO plan through work or on your own
Checkups
Many plans cover most of it. We check yours before your visit.
Bigger treatment
Your plan pays a share, shown on your estimate
What you pay
Your share, deductible and anything over your yearly maximum
Membership
Best for
You have no dental insurance
Checkups
Two a year, included
Bigger treatment
15% off fillings, crowns and more
What you pay
$29 a month for adults, $19 for kids
Payment plan
Best for
Bigger treatment you’d rather spread out
Checkups
Not needed for checkups
Bigger treatment
Pay over time with our financing partner
What you pay
Monthly payments set by the lender
Paying yourself
Best for
Occasional visits and no plan
Checkups
The fee range on our services page
Bigger treatment
A written estimate and a Good Faith Estimate
What you pay
The fee on your estimate
Questions
Money questions, answered.
Ask Linda, our office manager. She answers billing questions in English or Spanish.
How accurate is the estimate?
It is based on your plan’s benefits on the day we check them. If something changes during treatment, we stop and give you a new estimate before we go on.
What if my plan isn’t on the list?
Do you take Medicaid?
Can I use my HSA or FSA card?
Can I combine membership with insurance?